Position paper
Ensuring Consumer Protection in the Financial Data Access (FIDA) Regulation
Robust regulatory safeguards for responsible data use and governance
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This policy portal provides a public interest perspective on the issues at stake and ongoing legislative debates in the field of financial regulation.
As major rules for financial institutions are set at the EU rather than national level, EU legislators play the key role. Adequate rules are of crucial importance, as the size, complexity and influence of the financial system have reached unprecedented levels. Challenges like digitalisation or accelerating climate change need to be addressed too. There is a long way to go to make finance truly serve the economy and society.
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7 PUBLICATIONS
Position paper
A Revised Mortgage Credit Directive
A path towards affordability, fair access and debt relief in EU housing
Position paper
Making the digital market for retail financial services safer for consumers
Finance Watch’s key recommendations for the fitness check of EU consumer law on digital fairness
Position paper
What should the final distance marketing of consumer financial services rules look like?
As the DMFSD enters the crucial trilogue stage of the ordinary legislative process, Finance Watch highlights key policies co-legislators should adopt in the final legislative text. Robust and effective consumer protection rules...
Position paper
Views on Council General Approach to Distance Marketing of Financial Services
Finance Watch dives into the details of the Council of the European Union’s general approach to the Distance Marketing of Consumer Financial Services Directive (DMFSD), published on 2 March. While happy that...
Position paper
Position Paper on the Retail Investment Strategy
To ensure that European citizens can safely invest in capital markets, both online and offline, improvements are needed to enhance the EU retail investor protection framework.
Position paper
Factsheet – Creditworthiness assessment for small loans: the key to prevent consumer over-indebtedness
Small loans are high risk for consumers, in particular for vulnerable consumers. Sound creditworthiness assessments are therefore necessary for small loans. This factsheet co-published by a European Coalition of NGOs on the...
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