Policy portal | Finance Watch

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This policy portal provides a public interest perspective on the issues at stake and ongoing legislative debates in the field of financial regulation.

As major rules for financial institutions are set at the EU rather than national level, EU legislators play the key role. Adequate rules are of crucial importance, as the size, complexity and influence of the financial system have reached unprecedented levels. Challenges like digitalisation or accelerating climate change need to be addressed too. There is a long way to go to make finance truly serve the economy and society.

 

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7 PUBLICATIONS

Report

Protecting EU consumers in the age of AI-driven retail finance

Consumers on the street being tracked by AI technology
Position paper

Ensuring Consumer Protection in the Financial Data Access (FIDA) Regulation

Robust regulatory safeguards for responsible data use and governance
Position paper

A Revised Mortgage Credit Directive

A path towards affordability, fair access and debt relief in EU housing
Consultation response

Consultation response – The growth of AI in finance demands appropriate supervision and regulation

Position paper

Making the digital market for retail financial services safer for consumers

Finance Watch’s key recommendations for the fitness check of EU consumer law on digital fairness
Consultation response

Consultation response: Adapting the Irish Consumer Protection Code to today’s challenges

Report

Report: Breaking down barriers to basic payment accounts in the EU

Finance Watch releases a new study identifying the barriers to basic payment accounts for vulnerable consumers in Germany, Spain and Romania, and calls on EU policymakers to update the EU Payment Accounts...
Open letter

Joint Statement on the EU Retail Investment Strategy

On Monday 18 March, Finance Watch, BETTER FINANCE, and the European Consumer Organisation (BEUC) issued a joint statement in reaction to the compromise text for the EU Retail Investment Strategy (RIS) currently...