Retail & Inclusion | Finance Watch - Page 6

Policy portal Retail & Inclusion

Access to financial services for individuals is a prerequisite for social inclusion, a decent standard of living during working and retirement age and protection in case of unexpected life events. Unaffordable offers and discriminatory practices are some of the barriers preventing many citizens from accessing the basic financial services needed to participate in modern life.

EU policymakers have a responsibility to remove these barriers and make the retail financial services market safe and fair. Rules are also needed to help citizens avoid over-indebtedness and offer a way out for those who find themselves in this difficult situation. And all of this must extend to the digital world (See also “digitalisation” under “Digital Finance“).

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76 PUBLICATIONS

Report

Protecting EU consumers in the age of AI-driven retail finance

Consumers on the street being tracked by AI technology
Factsheet

Cheat sheet: What is PRIIPs (Level 2/3)?

Background; Actions of Finance Watch; Key risks; and our Publications on this dossier.
Factsheet

Cheat sheet: Retail Financial Services

However, facilitating the cross-border provision and purchase of financial services could have a positive effect on prices, comparability, and competition for everyone.
Consultation response

Response to third ESA Joint Committee’s consultation on PRIIPs

Consultation response

Response to second ESA Joint Committee’s consultation on PRIIPs

Position paper

Over-indebtedness in the EU : from figures to expert opinions

[This page was originally published on www.fininc.eu. To learn more about the transfer of EFIN’s activities to Finance Watch, read our press release]
Position paper

Pay-day lenders: why can we consider them as being bad players on the credit market?

[This page was originally published on www.fininc.eu. To learn more about the transfer of EFIN’s activities to Finance Watch, read our press release]
Position paper

Over indebtedness in Bulgaria – Overview – 2014

[This page was originally published on www.fininc.eu. To learn more about the transfer of EFIN’s activities to Finance Watch, read our press release]
Report

SAVINGS – EU countries mapping – Summary report 2014

[This page was originally published on www.fininc.eu. To learn more about the transfer of EFIN’s activities to Finance Watch, read our press release].
Position paper

Social innovation and mutual learning on micro-saving in Europe. Country report – France

Impact assessment report on the programme implemented in France Country report [This page was originally published on www.fininc.eu. To learn more about the transfer of EFIN’s activities to Finance Watch, read our press...
Position paper

UK CASE STUDY – Affordable Personal Inclusive Credit

[This page was originally published on www.fininc.eu. To learn more about the transfer of EFIN’s activities to Finance Watch, read our press release].
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