Stability & Supervision | Finance Watch - Page 2

Policy portal Stability & Supervision

When trust in the financial system disappears, panic sets in: fire sales of financial assets and bank runs can make the entire system collapse. Taxpayers are forced to bail out “too-big-to-fail” institutions to protect essential economic functions (deposits, credit, payment systems).

Mitigating implicit “moral hazard” requires sound prudential policies protecting essential banking services from excessive risk-taking and maintaining adequate capital levels to cover possible losses. Well-resourced, and independent supervision is also key. Finally, prudential regulation must also respond to new risks related to digitalisation (see “Digital Finance”) and climate change (see climate risk under “Sustainable Finance”).

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24 PUBLICATIONS

Consultation response

Response to Commission consultation on the market risk prudential framework

Speech

Public hearing on EU Banking Package at German Bundestag

On 28 October 2020, Finance Watch participated in a public hearing at the German Bundestag Finance Committee on the implementation of the EU Banking Package.
Consultation response

Response to the FSB consultation on the evaluation of the effects of “too-big-to-fail” reforms

Speech

Hearing at the Bundestag on the finalisation of the Basel III framework

Covid-19 looks set to become the banking sector’s most powerful argument yet to demand a wholesale roll-back of the Basel III framework.
Report

Report: “#10yearsAfter – Back to Business as Usual”

In its comprehensive analysis of post-crisis regulation, Finance Watch demonstrates that the opportunity for a fundamental realignment of the global financial sector has been missed and that none of the structural vulnerabilities that led...
Policy brief

“’Would you mind holding this for me?’ The (increasingly desperate) search for an answer to Europe’s NPL problem”

Brussels, 8 June 2018 – Finance Watch published today a detailed analysis of the European Commission’s package to tackle Non-Performing Loans (NPL): “’Would you mind holding this for me?’ The (increasingly desperate) search for...
Speech

Speech at Financial Stability Conference 2017

Berlin, 18 October 2017 – Ten years after the onset of the most serious financial crisis in recent history, the EU’s financial framework is still not consistent and needs to be further strengthened...
Policy brief

Policy Brief “One step forward, two steps back”

Brussels, 7 June 2017 – Finance Watch, the public interest advocacy group working to make finance serve society, has published a new Policy Brief “One step forward, two steps back” with comments...
Speech

Public hearing at ECON on the banking legislation package

Finance Watch Senior Policy Analyst Christian Stiefmüller spoke on a panel at the European Parliament’s ECON Committee Public Hearing “Updating CRR, CRD, BRRD and SRMR: the new banking legislation package” on 25 April 2017.
Consultation response

Response to the EC’s consultation on the “Review of the EU Macroprudential Policy Framework”

Position paper

Comments on the EBA’s Interim Report on the Implementation and Design of the MREL Framework

Finance Watch comments on the European Banking Authority’s Interim Report on the Implementation and Design of the MREL Framework.
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