Stability & Supervision | Finance Watch - Page 3

Policy portal Stability & Supervision

When trust in the financial system disappears, panic sets in: fire sales of financial assets and bank runs can make the entire system collapse. Taxpayers are forced to bail out “too-big-to-fail” institutions to protect essential economic functions (deposits, credit, payment systems).

Mitigating implicit “moral hazard” requires sound prudential policies protecting essential banking services from excessive risk-taking and maintaining adequate capital levels to cover possible losses. Well-resourced, and independent supervision is also key. Finally, prudential regulation must also respond to new risks related to digitalisation (see “Digital Finance”) and climate change (see climate risk under “Sustainable Finance”).

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148 PUBLICATIONS

Consultation response

Response to Commission consultation on the market risk prudential framework

Consultation response

Consultation response on the review of Solvency II

Consultation response

Response to the FSB consultation on the evaluation of the effects of “too-big-to-fail” reforms

Speech

Hearing at the Bundestag on the finalisation of the Basel III framework

Covid-19 looks set to become the banking sector’s most powerful argument yet to demand a wholesale roll-back of the Basel III framework.
Open letter

Alliance Letters to EU institutions on the Reform of the European Supervisory Authorities (ESAs)  

Together with BEUC, Better Finance, AGE Platform Europe and Coface Families Europe, we sent two letters to the European institutions regarding the Reform of the European Supervisory Authorities.
Consultation response

Consultation response on implementing the final BASEL III reforms in the EU

Position paper

How can safer banks hurt the EU economy?

Finance Watch publishes a critical analysis of a report on the EU implementation of the final Basel III framework by Copenhagen Economics for the European Banking Federation. It aims at balancing the...
Consultation response

Consultation response on EBA’s proposals for a STS framework for synthetic securitisation

Position paper

Three reforms to strengthen the Banking Union and the euro area

As a complement to a hearing held on 7 November 2019 by MEP Pedro Marques as rapporteur for the Banking Union Annual Report, Finance Watch published a technical brief on the financial...
Open letter

Our letter to the EBA on top official’s alleged move to lobbying organisation

Update 28/10/19 -> You can now sign a petition organised by the Change Finance coalition.
Open letter

Open Letter for the Sibiu Summit 2019 on the Future of Europe

Finance Watch has co-signed a letter with over 50 other civil society organisations from across Europe. The letter has been sent to the EU heads of state attending the Sibiu Summit 2019...
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