Stability & Supervision | Finance Watch - Page 8

Policy portal Stability & Supervision

When trust in the financial system disappears, panic sets in: fire sales of financial assets and bank runs can make the entire system collapse. Taxpayers are forced to bail out “too-big-to-fail” institutions to protect essential economic functions (deposits, credit, payment systems).

Mitigating implicit “moral hazard” requires sound prudential policies protecting essential banking services from excessive risk-taking and maintaining adequate capital levels to cover possible losses. Well-resourced, and independent supervision is also key. Finally, prudential regulation must also respond to new risks related to digitalisation (see “Digital Finance”) and climate change (see climate risk under “Sustainable Finance”).

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148 PUBLICATIONS

Consultation response

Response to Commission consultation on the market risk prudential framework

Factsheet

Cheat sheet: What are ELTIF Funds?

Long-Term Funds Key Issues The European Long-Term Investment Fund, or ELTIF, is a new type of collective investment framework allowing investors to put money into companies and projects that need long-term capital....
Factsheet

Cheat sheet: What is European Supervision?

They are: the European Banking Authority (EBA), the European Securities and Markets Authority (ESMA), the European Insurance and Occupational Pensions Authority (EIOPA), the European Systemic Risk Board (ESRB).
Factsheet

Cheat sheet: What is Long Term Financing?

Contents: Background; Actions of Finance Watch; Key risks; and our Publications on this dossier.
Factsheet

Cheat sheet: What is Securities Financing?

Content: Background Actions of Finance Watch Key risks and our Publications on this dossier
Factsheet

Cheat sheet: What is MiFID II (Level 2)?

Background; Actions of Finance Watch; Key risks; and our Publications on this dossier.
Factsheet

Cheat sheet: What is TTIP?

Content: Background; Actions of Finance Watch; Key risks; and our Publications on this dossier.
Consultation response

Response to Commission call for evidence on the regulatory framework for financial services

Position paper

Capital Markets Union and STS Securitisation Q&As & Quick assessment of CRR revision

In December 2015, Finance Watch published two short Q&As, and in March 2016 a quick assessment of the CRR revision on STS securitisation:
Open letter

Need for sustainable prosperity comes first

Letter to the Financial Times, 15 October 2015
Consultation response

Response to DG FISMA consultation on the possible impact of the CRR and CRD IV on bank financing of the economy

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