Policy portal All policy portal

This policy portal provides a public interest perspective on the issues at stake and ongoing legislative debates in the field of financial regulation.

As major rules for financial institutions are set at the EU rather than national level, EU legislators play the key role. Adequate rules are of crucial importance, as the size, complexity and influence of the financial system have reached unprecedented levels. Challenges like digitalisation or accelerating climate change need to be addressed too. There is a long way to go to make finance truly serve the economy and society.

Active legislative files

Remove legislative files

Active legislative files

Filter

Or go to the search page

6 PUBLICATIONS

Report

16/07/2025

Digital Finance

Protecting EU consumers in the age of AI-driven retail finance

Consumers on the street being tracked by AI technology

Policy brief

19/10/2022

Retail & Inclusion

Root causes of household over-indebtedness

Without strong consumer protection legislation and proper public social security systems, the risk of financial difficulty is left to chance, making people vulnerable to predatory schemes. In this short policy brief, Finance...

Position paper

25/04/2022

Retail & Inclusion

Factsheet – Creditworthiness assessment for small loans: the key to prevent consumer over-indebtedness

Small loans are high risk for consumers, in particular for vulnerable consumers. Sound creditworthiness assessments are therefore necessary for small loans. This factsheet co-published by a European Coalition of NGOs on the...

Report

24/03/2022

Retail & Inclusion

Report – Tackling causes of over-indebtedness in the EU consumer credit market

This report presents the findings of the study as well as detailed policy recommendations for the CCD review.

Consultation response

28/02/2022

Retail & Inclusion

Amending the Mortgage Credit Directive to address consumer protection issues, digitalisation and green mortgages

Speech

18/03/2021

Digital Finance

Consumer protection: Digitalisation of retail financial services during the Covid-19 pandemic

Finance Watch statement to the IMCO Committee hearing

Report

09/02/2021

Retail & Inclusion

Consumer credit market malpractices uncovered

An in-depth study of consumer credit markets in Spain, Romania and Ireland and what it means for the Consumer Credit Directive (CCD) review

Related Campaign

Support our Campaign

array(4) { ["title"]=> string(15) "The blog corner" ["link"]=> array(3) { ["title"]=> string(12) "See our blog" ["url"]=> string(35) "https://capital-fly.live/blog/" ["target"]=> string(0) "" } ["collection"]=> array(3) { [0]=> object(WP_Post)#1658 (24) { ["ID"]=> int(1300) ["post_author"]=> string(1) "1" ["post_date"]=> string(19) "2023-09-12 10:00:31" ["post_date_gmt"]=> string(19) "2023-09-12 08:00:31" ["post_content"]=> string(0) "" ["post_title"]=> string(40) "#NoMoreCrises: Unkept Promises of Reform" ["post_excerpt"]=> string(0) "" ["post_status"]=> string(7) "publish" ["comment_status"]=> string(4) "open" ["ping_status"]=> string(6) "closed" ["post_password"]=> string(0) "" ["post_name"]=> string(38) "nomorecrises-unkept-promises-of-reform" ["to_ping"]=> string(0) "" ["pinged"]=> string(0) "" ["post_modified"]=> string(19) "2025-04-10 14:33:01" ["post_modified_gmt"]=> string(19) "2025-04-10 12:33:01" ["post_content_filtered"]=> string(0) "" ["post_parent"]=> int(0) ["guid"]=> string(81) "https://capital-fly.live//2023/09/12/nomorecrises-unkept-promises-of-reform/" ["menu_order"]=> int(0) ["post_type"]=> string(4) "post" ["post_mime_type"]=> string(0) "" ["comment_count"]=> string(1) "0" ["filter"]=> string(3) "raw" } [1]=> object(WP_Post)#1655 (24) { ["ID"]=> int(1302) ["post_author"]=> string(1) "1" ["post_date"]=> string(19) "2023-07-10 16:17:17" ["post_date_gmt"]=> string(19) "2023-07-10 14:17:17" ["post_content"]=> string(0) "" ["post_title"]=> string(21) "8% – We had a deal!" ["post_excerpt"]=> string(0) "" ["post_status"]=> string(7) "publish" ["comment_status"]=> string(4) "open" ["ping_status"]=> string(6) "closed" ["post_password"]=> string(0) "" ["post_name"]=> string(15) "8-we-had-a-deal" ["to_ping"]=> string(0) "" ["pinged"]=> string(0) "" ["post_modified"]=> string(19) "2024-01-24 09:26:48" ["post_modified_gmt"]=> string(19) "2024-01-24 08:26:48" ["post_content_filtered"]=> string(0) "" ["post_parent"]=> int(0) ["guid"]=> string(58) "https://capital-fly.live//2023/07/10/8-we-had-a-deal/" ["menu_order"]=> int(0) ["post_type"]=> string(4) "post" ["post_mime_type"]=> string(0) "" ["comment_count"]=> string(1) "0" ["filter"]=> string(3) "raw" } [2]=> object(WP_Post)#1657 (24) { ["ID"]=> int(1303) ["post_author"]=> string(1) "1" ["post_date"]=> string(19) "2023-05-17 00:02:43" ["post_date_gmt"]=> string(19) "2023-05-16 22:02:43" ["post_content"]=> string(0) "" ["post_title"]=> string(85) "ESG ratings must disaggregate ESG parameters to repair sustainable investors’ trust" ["post_excerpt"]=> string(0) "" ["post_status"]=> string(7) "publish" ["comment_status"]=> string(4) "open" ["ping_status"]=> string(6) "closed" ["post_password"]=> string(0) "" ["post_name"]=> string(82) "esg-ratings-must-disaggregate-esg-parameters-to-repair-sustainable-investors-trust" ["to_ping"]=> string(0) "" ["pinged"]=> string(0) "" ["post_modified"]=> string(19) "2024-02-15 15:56:15" ["post_modified_gmt"]=> string(19) "2024-02-15 14:56:15" ["post_content_filtered"]=> string(0) "" ["post_parent"]=> int(0) ["guid"]=> string(125) "https://capital-fly.live//2023/05/17/esg-ratings-must-disaggregate-esg-parameters-to-repair-sustainable-investors-trust/" ["menu_order"]=> int(0) ["post_type"]=> string(4) "post" ["post_mime_type"]=> string(0) "" ["comment_count"]=> string(1) "0" ["filter"]=> string(3) "raw" } } ["is_page"]=> bool(true) }