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This policy portal provides a public interest perspective on the issues at stake and ongoing legislative debates in the field of financial regulation.

As major rules for financial institutions are set at the EU rather than national level, EU legislators play the key role. Adequate rules are of crucial importance, as the size, complexity and influence of the financial system have reached unprecedented levels. Challenges like digitalisation or accelerating climate change need to be addressed too. There is a long way to go to make finance truly serve the economy and society.

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8 PUBLICATIONS

Report

07/07/2020

Retail & Inclusion

Report “Basic Financial Services”

Finance Watch released a report which identifies a shortlist of basic financial products and services that should be made available to all European citizens to help combat financial and social exclusion.

Report

23/01/2020

Retail & Inclusion

Report – Is the human dignity of individual debtors at risk?

New Finance Watch report provides evidence for the need to increase borrower protection and to improve proposed legislation on companies that deal with non-performing loans.

Report

26/06/2019

Retail & Inclusion

What makes credit so risky? A consumer perspective

Finance Watch’s research paper on consumer credit and its contribution to over-indebtedness.

Consultation response

11/04/2019

Retail & Inclusion

Consultation response on the Evaluation of the Consumer Credit Directive

Position paper

13/06/2018

Retail & Inclusion

Financial Inclusion – Bibliography

This page collects elements of bibliography on financial inclusion. Most were hosted on the European Financial Inclusion Network website, before its activities were transferred to Finance Watch.

Position paper

01/12/2016

Retail & Inclusion

Unfair Lending Practices and Toxic Loans

[This page was originally published on www.fininc.eu. To learn more about the transfer of EFIN’s activities to Finance Watch, read our press release].

Position paper

01/12/2016

Retail & Inclusion

Indicators to monitor over-indebtedness

[This page was originally published on www.fininc.eu. To learn more about the transfer of EFIN’s activities to Finance Watch, read our press release]

Position paper

01/12/2016

Retail & Inclusion

Early detection and constructive response about households financial difficulties

[This page was originally published on www.fininc.eu. To learn more about the transfer of EFIN’s activities to Finance Watch, read our press release].

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